Privacy Policy
Effective date: August 30, 2026
The short version
- FamilyCents is built for parents. Parents create the account; children never do.
- About children we store only what the app needs: a first name, an optional age, an emoji avatar, and their chore, savings-goal, and lesson activity.
- The balances in FamilyCents are a family tracking tool, not real money. We hold no funds, connect to no bank accounts, and never ask for a child's payment details.
- No ads. No third-party analytics. No selling or renting data. No tracking.
- You can delete everything, at any time, from inside the app.
Who we are
FamilyCents is operated by Blueprint Consulting AI LLC ("FamilyCents", "we", "us"). This policy covers the FamilyCents web app (app.familycents.app), the FamilyCents iOS app, and this website (familycents.app). Questions any time: hello@familycents.app.
What we collect, and why
From the parent (the account holder)
| Data | Why |
|---|---|
| Email address and password | Creating and signing in to your account. Passwords are stored only as secure hashes. |
| Parent PIN | Keeps kids out of parent mode and purchases. Stored only as a salted PBKDF2 hash — we cannot read it. |
| Subscription status | Knowing whether your membership is active. Payments are processed by Stripe (web) or Apple (iOS) — we never see or store card numbers. |
| Notification preferences and, if you enable push notifications, a device token | Sending the reminders you asked for, to the devices you asked on. |
About your children (entered by you)
| Data | Why |
|---|---|
| First name, optional age, emoji avatar | Personalizing their dashboard and picking age-appropriate lessons. |
| Chores, completions, virtual balances, savings goals | The core of the app: tracking what they've earned and saved. |
| Lesson progress, quiz completions, streaks | Showing you (and them) what they're learning. |
Children's privacy (COPPA)
FamilyCents complies with the Children's Online Privacy Protection Act by design:
- Parents are the users. Accounts can only be created by an adult who confirms they are the parent or legal guardian; children do not register, and we knowingly collect no information directly from children under 13.
- Verifiable parental consent is captured when the account is created and re-affirmed inside the app before any child profile can be used.
- Minimal collection: only the child data listed above, all of it entered by the parent, all of it used solely to provide the service.
- Parental rights: you can review your children's data at any time in the app, correct it, delete individual profiles, revoke consent, or delete the entire account (see "Deleting your data").
Who processes data for us
We share data only with the service providers that make FamilyCents run, and only for that purpose:
- Supabase — secure database, authentication, and hosting for account and family data.
- Stripe — payment processing for web subscriptions (Stripe handles your card; we store only your subscription status and a customer reference).
- Apple — payment processing for purchases made in the iOS app, under Apple's own terms.
- Resend — sending account and reminder emails to the parent's address.
- Netlify — hosting this website and the web app.
We do not sell, rent, or trade personal information. We disclose data beyond these processors only if the law requires it or to protect the safety of our users.
Security
All data moves over encrypted connections (TLS). Family data is isolated per account with database-level row security, passwords and parent PINs are stored only as cryptographic hashes, and payment details never touch our servers. No system is perfectly secure, but we build as if your kids' data were our kids' data — because the point of this app is trust.
Retention & deleting your data
- We keep your data only while your account is active.
- Delete in the app: Settings → Delete Account & Data immediately and permanently removes every child profile, chore, goal, lesson record, and setting. The remaining account sign-in record is purged from our systems within 30 days.
- Or just ask: email hello@familycents.app from your account address and we'll delete everything for you.
- Subscriptions are cancelled with Stripe (web billing portal) or Apple (Settings → Apple Account → Subscriptions); deleting your data does not by itself stop a platform subscription.
Your rights
Wherever you live, we honor the same rights: access what we hold about your family, correct it, export it (email us), delete it, and withdraw consent. We never discriminate for exercising these rights. If you contact us about your rights, we may ask you to verify you own the account — from the account email is enough.
Changes to this policy
If we make material changes, we'll email the parent's account address and update the effective date above. Continued use after a change means you accept the updated policy.
Contact
Blueprint Consulting AI LLC · hello@familycents.app