FamilyCents turns chores into earnings, earnings into savings goals, and screen time into real financial literacy — with a 96-lesson curriculum that grows with your child from kindergarten to college.
7 days free · $4.99/month after · Cancel anytime
Not a debit card. Not a game. A system that builds real money habits, together.
Set up one-time or recurring chores with real dollar values. Kids check them off, their balance grows instantly — and so does their streak.
Kids pick a goal — a bike, a game, anything — and move their own money into it. Saving becomes a choice they make, not a rule you enforce.
96 lessons with quizzes, from counting coins at 5 to credit scores, investing, and avoiding buy-now-pay-later traps at 17. Every lesson can be read aloud.
Parent mode is PIN-protected. You set the chores, values, and lessons. Kids get their own cheerful view with just their stuff.
Add it to any phone or tablet home screen in two taps — iPhone, Android, or the family iPad. No app store needed.
COPPA parental consent, no ads, no social features, no chat with strangers. Your family's data is used for one thing: the app.
No cards to order, no bank accounts to link.
Create a profile for each child with their own avatar. Set your parent PIN so the money settings stay yours.
Pick chores with dollar values and choose age-matched lessons. The curriculum suggests the right band automatically.
Kids earn, save toward goals, keep streaks alive, and quiz their way through real financial skills — while you see everything.
96 lessons across four age bands — every one with a worked example, a quiz, and read-aloud for early readers.
Unlimited kids, all 96 lessons, every feature. No per-child fees, no add-ons.
Cancel anytime in two taps. Your family's data stays yours either way.
Yes. FamilyCents is built for COPPA compliance: we require parental consent before any child data is stored, collect only what the app needs (names, ages, chore and savings activity), show no ads, and have zero social features. You can request full deletion of your family's data anytime from Settings.
Different job. Card apps move real money; FamilyCents builds the judgment kids need before you hand them a card. Many families use FamilyCents first (ages 5–12) and add a card later — the allowance you track here is paid out however your family already does it: cash, bank transfer, or the card you eventually choose.
As many as you have. One subscription covers the whole family — every kid gets their own profile, balance, goals, and lesson track.
Any phone, tablet, or computer with a browser. On phones and tablets you can install it to the home screen in two taps and it works like a regular app — kid-friendly on the family iPad, parent-friendly on your phone.
The balance in FamilyCents is a ledger you control — kids earn by completing chores and lessons, and practice allocating money into savings goals. When they cash out (allowance day, a purchase you approve), you deduct it in one tap. That separation is deliberate: it keeps you in charge of real money while they build the habits.
Your plan starts automatically unless you cancel — and canceling is two taps in Settings, no emails or phone calls required. If you cancel, your family's data is kept safe so you can pick up where you left off.
Set up your family in five minutes — free for 7 days.
Start your free trial