Turn Chores Into Life Skills Your Kids Will Actually Use

84 age-appropriate financial lessons + smart allowance tracking = confident, money-savvy kids. Join families teaching financial literacy the fun way.

โœ“ Free 14-Day Trial โœ“ No Credit Card Required โœ“ 84 Lessons Included

You're Not Alone. Most Parents Struggle With This.

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Kids Think Money Grows on Trees

They ask for everything but don't understand what things cost or how hard you work to earn money.

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You're Tracking Everything on Sticky Notes

Chore charts fall off the fridge. You forget who earned what. "Did I pay you already?" becomes your catchphrase.

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Talking About Money is... Awkward

You know they need to learn, but how do you teach budgeting to a 7-year-old? Or explain compound interest to a teenager?

FamilyCents solves all three with one simple app โ†’

The Only Family Finance App With a Complete K-12 Curriculum

Most apps just track chores. We teach your kids HOW to think about money with 84 lessons spanning ages 5-18.

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84 Financial Lessons

Age-appropriate curriculum covering everything from counting coins (age 5) to understanding credit scores (age 18). No more wondering "what should I teach them next?"

  • โœ“ Elementary: Money basics & saving
  • โœ“ Middle School: Budgeting & earning
  • โœ“ High School: Investing & credit
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Smart Allowance Tracker

No more sticky notes or forgotten payments. Track chores, allowances, and bonuses all in one place. Your kids see their balance grow in real-time.

  • โœ“ Custom chore assignments
  • โœ“ Instant payment notifications
  • โœ“ Transaction history
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Savings Goals

Kids set goals (like "New Bike - $120") and watch progress bars fill up. Teaches delayed gratification and the power of saving toward something meaningful.

  • โœ“ Visual progress tracking
  • โœ“ Multiple goals per child
  • โœ“ Celebration when goals are met
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Separate Parent & Kid Dashboards

Parents manage everything from one place. Kids have their own age-appropriate dashboard to check balances, complete lessons, and track their goals.

  • โœ“ COPPA-compliant & secure
  • โœ“ No kid access to payment info
  • โœ“ Parent approval system
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Progress Tracking

See which lessons your kids have completed, quiz scores, and how their financial knowledge is growing over time. Celebrate milestones together.

  • โœ“ Lesson completion badges
  • โœ“ Knowledge assessments
  • โœ“ Parent progress reports
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Gamified Learning

Interactive lessons with quizzes, scenarios, and real-world examples. Financial education that doesn't feel like homework.

  • โœ“ Fun, bite-sized lessons
  • โœ“ Real-world scenarios
  • โœ“ Engaging activities

How It Works (It's Really This Simple)

Setup takes 2 minutes. Seriously. Then your kids are learning and earning.

1

Create Family Profile

Add your kids (ages 5-18), set their allowances, and assign chores. Takes less than 2 minutes.

2

Kids Start Learning

They complete lessons at their own pace, earn money for chores, and set savings goals. You approve everything.

3

Watch Them Grow

Track their financial knowledge growing. Watch them make smarter money decisions. Feel like parent of the year.

84 Lessons. Ages 5-18. All Included.

We've done the hard work of mapping out exactly what your kids should learn about money at every age. From counting coins to understanding credit scores.

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Ages 5-7

Building blocks: recognizing money, counting, and basic saving concepts

  • โœ“ Identifying coins & bills
  • โœ“ Counting money
  • โœ“ Needs vs. wants
  • โœ“ Introduction to saving
20 Lessons
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Ages 8-10

Money skills: earning, spending wisely, and goal setting

  • โœ“ Making change
  • โœ“ Earning money (chores, jobs)
  • โœ“ Setting savings goals
  • โœ“ Smart shopping
20 Lessons
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Ages 11-13

Money management: budgeting, banking, and understanding value

  • โœ“ Creating budgets
  • โœ“ Banking basics
  • โœ“ Understanding interest
  • โœ“ Entrepreneurship intro
20 Lessons
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Ages 14-18

Real-world prep: credit, investing, taxes, and career planning

  • โœ“ Credit & credit scores
  • โœ“ Investing basics
  • โœ“ Student loans & college $
  • โœ“ Understanding taxes
24 Lessons
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Try Our Placement Assessment Free!

Not sure where your child should start? Our smart placement assessment recommends the perfect starting point based on their current knowledge. No boring lessons they already know. No overwhelming concepts they're not ready for.

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Quick & Easy

Just 8 questions, takes about 5 minutes

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Smart Algorithm

Considers age and knowledge level

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Perfect Match

Get personalized curriculum recommendation

Take Free Assessment Now โ†’

โœ“ 100% Free โ€ข โœ“ No Sign-Up Required โ€ข โœ“ Instant Results

Simple, Transparent Pricing

One price for your entire family. Up to 5 kids included. No hidden fees. Cancel anytime.

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Free Trial

Try everything free

$0

14 days

  • โœ“ All 84 lessons
  • โœ“ Full allowance tracking
  • โœ“ Up to 5 kids
  • โœ“ No credit card required
Start Free Trial
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Monthly

Flexible month-to-month

$7.99

per month

  • โœ“ Everything in Free Trial
  • โœ“ Unlimited access
  • โœ“ Priority support
  • โœ“ Cancel anytime
Get Started
MOST POPULAR
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Annual

Best value subscription

$59.99

per year

Save ~37% vs monthly!

  • โœ“ Everything in Monthly
  • โœ“ Save $35.89/year
  • โœ“ Priority support
  • โœ“ Price locked forever
Get Started
BEST VALUE
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Lifetime

One-time payment

$199

one-time

Pay once, use forever!

  • โœ“ Everything included
  • โœ“ Never pay again
  • โœ“ All future updates
  • โœ“ VIP support
Get Lifetime Access

๐Ÿ’ณ All plans include up to 5 kids โ€ข 84 lessons โ€ข Unlimited usage

30-day money-back guarantee. If you're not happy, we'll refund you. No questions asked.

Frequently Asked Questions

What ages is FamilyCents designed for?

FamilyCents is designed for children ages 5-18. We have 84 lessons spanning K-12, with age-appropriate content for elementary, middle school, and high school students. Each child can start at their current level and progress at their own pace.

Do I need to give my kids real money?

No! FamilyCents tracks virtual money. You decide when and how to pay your kids in real cash or transfer to their bank accounts. Think of it as a ledger system - you maintain control of the actual money while kids learn to track and manage their balances digitally.

How long does the 14-day free trial last?

The free trial lasts 14 days from the day you sign up. You get full access to all 84 lessons, allowance tracking, and features. No credit card required to start. If you love it (and we're confident you will), you can upgrade to a paid plan anytime.

Can I add more than 5 kids?

Our standard plans include up to 5 children. If you need to add more (lucky you!), contact us and we'll work out a custom plan for your family.

Is my family's data secure?

Absolutely. We're COPPA compliant and take data security seriously. All data is encrypted, we never sell your information, and kids cannot access any payment information. Parents maintain full control over all accounts and settings.

What if my kids are at different learning levels?

Perfect! Each child has their own profile and can work through lessons at their own pace. Our placement assessments help you identify the right starting point for each child. A 6-year-old and a 14-year-old can both use FamilyCents and learn age-appropriate content.

Can I cancel anytime?

Yes! Cancel anytime with no penalties or fees. If you cancel a monthly subscription, you'll have access until the end of your billing period. We also offer a 30-day money-back guarantee if you're not satisfied.

Join 1,000+ Families Teaching Money Skills That Last a Lifetime

Start your 14-day free trial today. No credit card required. Cancel anytime. Your kids' financial future starts now.

Start Free Trial โ†’
๐Ÿš€ Setup takes 2 minutes ๐Ÿ“š 84 lessons included ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Works with up to 5 kids